Affiliate Disclosure

How We Make Money

24/7 E-transfer Loans connects borrowers across Canada with licensed lenders who offer fast e-transfer payday loans and other credit products. When you submit an application through our website, we may receive a referral fee or commission from the lender if you are approved and accept their offer.

This is how we fund our service and keep our guides, tools, and educational content free for you. We do not charge you any fee directly, and the lender's rates and terms are not affected by our referral relationship.

Our Commitment to Transparency

We believe you deserve to know exactly how we operate. Our entire business model depends on honest, helpful information—not on steering you toward the highest-commission lender. The lenders we partner with are licensed and regulated in Canada, and we only recommend products we believe are appropriate for borrowers seeking fast, accessible credit solutions.

Because we earn commissions, you might wonder whether our recommendations are biased. We address this by:

• Clearly labeling when content is informational versus when it includes referral links
• Comparing multiple lenders fairly, not just promoting the one that pays us most
• Explaining the full cost of borrowing, including interest rates, fees, and repayment terms
• Encouraging you to read each lender's terms before you apply

What We Are Not

24/7 E-transfer Loans is not a lender. We do not make loans, set interest rates, approve applications, or issue funds. We are an information and referral service. Licensed lenders in your province make all lending decisions independently.

We also do not provide personalized financial advice. Our content is educational and general in nature. If you need advice tailored to your situation, please speak with a financial counselor or debt advisor in your area.

Your Privacy and Data

When you apply through our referral links, your information is shared directly with the lender you've chosen. We do not sell your data to third parties beyond the lenders in our network. For details on how we collect, use, and protect your information, please review our Privacy Policy.

Responsible Lending

We are committed to promoting responsible borrowing across Canada. Payday loans and e-transfer loans are short-term credit products designed for urgent cash needs, not long-term debt solutions. Before you borrow, consider whether you can repay the full amount plus interest on your next payday or within the agreed term.

If you are struggling with debt or considering a payday loan as a last resort, we encourage you to explore our Responsible Borrowing guide, which includes alternatives and resources.

Lender Partnerships

We work with licensed lenders and credit providers across Canada. Each partner is required to comply with provincial lending regulations and consumer protection laws. We do not partner with unlicensed lenders or those operating outside the law.

Our lender network may change over time as we add new partners or adjust our relationships. We always prioritize lenders that treat borrowers fairly and offer transparent terms.

Questions About This Disclosure

If you have questions about our affiliate relationships, how we earn money, or how we use your information, please contact our Editorial Team. We are happy to clarify our practices and answer your concerns.

You can also review our Terms of Service for additional information about how we operate.